Who is eligeble for a chapter 7 discharge?

Any person who is qualified to file and maintain a chapter 7 case is eligible for a chaperte 7 discharge except the following:

    (1) A person who has been granted a discharge in a chpter 7 case that was filed with the last six years.
    (2) A person who has been granted a discharge in a chapter 13 case that was filed within the last six years, unless 70 percent of more the debtor's unsecured claims were paid off in the chapter 13 case.
    (3) A person who files and obtains court approval of a written waiver of discharge in the chapter 7 case.
    (4) A person who conceals, transfers, or destroys his or her property with the intent to defraud his or her creditors or the trustee in the chapter 7 case.
    (5) A person who conceals, destroys, of falsifies records of his or her finacncial condition or business transactions.
    (6) A person who conceals, destroys, or falsifies reords of his or her financial condition or business information from the trustee.
    (7) A person who fails to stisfactorily explain any loss or deficiency of his or her assests.
    (8) A person who refuses to answer questions or obey orders of the bankruptcy court, either in his or her bakruptcy case or in the bankrupty case of a relative, business associate, or corporation with which he or she is associated.
    (9) A corportation , company or other debtor who is not an individual. (Only natural persons are elibible for a chapter 7 discharge.




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